Property | Personal Belongings | Personal Liability Coverage
What would happen if a disaster struck your home? Are you properly covered for damages and total loss? Would you be forced to pay for the repairs out of pocket because your insurance doesn’t provide adequate coverage?
Homeowners insurance is crucial for any homeowner that wants to protect their family and home.
Home insurance covers the hazards that most homeowners face—everything from fire to theft or even accidents on your property. When a loss occurs, you will file a claim with your insurance carrier. You will be paid for the expenses to replace or rebuild, minus any outstanding deductible amounts.
Homeowners insurance also includes coverage for personal liability exposures, to protect you from many situations that could lead to lawsuits from others. If someone slips and falls in your home or is injured somewhere on your property, you can be held responsible. Personal liability coverage is there to financially protect you.
Other things homeowners insurance could cover:
When you work with an independent insurance agency like The J. Morey Company, you access to multiple carriers and can explore different options for insurance.
There are many things about insuring a home that most consumers aren’t aware of. We are here to make sure you are informed about what is and isn’t covered in a typical homeowners policy.
*Please note that these discounts may be subject to certain eligibility requirements and depend on the insurance carrier.