Protecting your business from the impact of potential customer lawsuits should be your first order of business, especially in California. While only a customized Business Liability insurance policy can protect your business from this expense and stress, it’s usually the last thing business owners think of.
Liability insurance covers the costs of legal fees, including court costs and the resulting award, if any is made.
California liability insurance is appropriate for any business that could face potential lawsuits. There are four distinct types that you may need, depending on your business, and your tolerance for risk of financial loss:
There are other risks that may be covered, including:
You should consider general liability insurance coverage, also called commercial general liability insurance, if either you or your employees:
You may think any policy will do, but realize that you might not be getting everything that you think would be included. While a majority of insurance policies are similar in price and overall function, insurance providers are very different when it comes to structuring a policy that actually covers you in when you need to file a claim.
We’re here for you. We’re here to protect our clients, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
At The J. Morey Company, we understand that options can sometimes be overwhelming. Our knowledgeable and helpful agents can work with you to find the coverage you need.
Request a quote now and let the professionals at The J. Morey Company help you find the best California commercial liability insurance policy for your needs.