What is an Experience Modification Rate (X-Mod)?

The Experience Modification Rate (X-Mod) is a number used by insurance companies to reward or penalize businesses and the premiums paid for workers compensation insurance. The X-Mod is determined by your company's workers compensation claim history.

Check out this video on the Importance of the Experience Modification Rate:

Sign up to receive an update on your experience modification rate when it is updated by the Workers Compensation Insurance Rating Bureau.  Complete the form below: