Category: Insurance

The Habitability Exclusion Apartment Building Owners Should Know About



Do you own an apartment building or other habitational property?  Are you looking to buy a commercial investment property in California that includes habitational living space (whether mixed-use or strictly habitational)?  If so and if you will be renting to tenants, there is a property insurance exclusion you should be aware of on some lessor’s […]

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California Assembly Bill 5

AB 5 supporters in Sacramento, CA

What does AB 5 means for independent contractors and workers compensation? In regards to distinguishing independent contractors, California Assembly Bill 5 (AB 5) will go into effect on July 1, 2020.  AB 5 refers to the classification of independent contractors and affects wages, workers compensation and other benefits. This change can also affect your workers […]

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Cyber Liability During COVID-19



Cyber Exposures While Working from Home As a result of the current conditions surrounding the COVID-19 pandemic and the recently extended “safer-at-home” government orders, many companies’ employees are working remotely from home. For some, this could be the first time managing employees telecommuting, creating even more obstacles than anticipated. Amidst the many challenges and operational […]

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Auto Insurance Discounts You Might Not Know About



There are many discounts available that can help you save money on your auto insurance.  Some of these discounts can be applied based on basic information you provide to your insurer or agent, such as your previous driving record or if you are a full-time high school or college student with good grades. There are […]

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Preventing Heat Illness with Employees

It’s been a hot California summer and this week is no exception. With outside temperatures soaring over 100 degrees in many areas and employees spending time working outside, employers need to be conscious of how long employees work in hot environments and that they prevent and treat any heat-related illnesses. Not only do heat illnesses […]

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California Supreme Court Ruling Dynamex v. Supreme Court

Is your Independent Contractor still considered an independent contractor? You might need to re-evaluate.   Following the recent California Supreme Court ruling Dynamex v. Superior Court, a three-part test is being implemented to determine eligibility for independent contractors. This updated ruling is effective immediately. Under the Dynamex ruling, an employer that would like to have […]

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Important California Workers Compensation Update: July 2018

Effective July 1, 2018, an amendment to California Workers Compensation Law (AB 2883) will change who may be excluded on a California workers compensation policy. Please note that this law does not apply to sole proprietors. Rules for Partnerships and LLCs will not change. For All Corporations – Officers or members of board of directors who own […]

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