Category: Insurance

From the Agent’s Desk: 7 Benefits of a California Workers Compensation Policy

Whether you’re just starting a business or you’re a seasoned business owner, one type of business insurance you must have is California Workers Compensation.  According to the California Labor Code, the Director of the Department of Industrial Relations has the authority to issue a stop order if your business is found to be uninsured with […]

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Keep Your Home Safe During the Holidays

With the holiday season in full swing, time always seems to fly by so fast!  Everyone is so busy and distracted, that one might forget to follow simple safety rules when setting up their Christmas tree and decorations.  So instead of running the risk that something might happen to your home (e.g., your tree could […]

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Recent Windstorms and your California Home Insurance Policy

With last week’s devastating windstorms in Southern California, are you wondering what’s covered in your California home insurance policy?  Generally speaking, most standard homeowner’s policies cover wind/storm damage, but each policy can be different or tailored to the consumer’s needs. If there is a large amount of debris that needs to be cleaned up, your […]

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Did you know that changes are being made to Blue Shield of California’s Medicare Prescription Drug Plan (PDP)?

The beginning of a new year always sparks new changes and our California health insurance isn’t excluded.  Starting January 1, 2012, Blue Shield of California will be enacting a change to their current Medicare Prescription Drug Plan (PDP).  Instead of only having one plan choice, there will now be three different plans to choose from: Basic […]

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Going Local: Insurance Services

We all like to save money where we can and many of us start by shopping around online when we want to buy something a little out of the ordinary. This approach works well for many commodities and services, but anyone who has requested online quotes for California home insurance will tell you that this […]

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Why is Auto Loan/Lease Gap Coverage important to Commercial Auto Policyholders?

Did you know that most commercial auto insurance policies do not provide physical damage coverage on a replacement cost basis?  Instead, coverage is typically provided on an actual cash value basis (adjustment for depreciation and condition of the vehicle) at the time of loss.  Because the value of a vehicle begins to depreciate soon after […]

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