Category: Insurance

Happy Umbrella Day!

Unexpected accidents can occur at any time and sometimes the damages from those accidents can exceed the limits on your current auto and homeowners policies.  When this happens, you could find yourself in a financial bind pretty fast.  That’s why it’s really important to consider adding California Umbrella Insurance coverage.  Like its namesake, Umbrella insurance […]

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End of the Year Health Insurance Tips

It’s that time of year again!  Everyone is busy making holiday plans and trying to use up expiring vacation hours – but what about your health insurance benefits?  Most health insurance plans work on a calendar year basis, so benefits will start over on January 1, 2013.  This also applies to Flexible Spending Accounts (FSAs). […]

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From the Agent’s Desk: California Workers Compensation Insurance Benefits – Information for Business Owners

Did you know that having California Workers Compensation Insurance is required by law?  This rule applies even if you only have one employee.  So, if you’re a business owner, make sure you protect your employees, because they help your business operate.  Don’t run the risk of not being covered!  Give us a call today and […]

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Helping Your Loved Ones Avoid the Probate Process

An undeniable truth is that one day you will pass and will probably leave behind people who depend on you. With CA life insurance, you can ensure they have what they need to survive financially. Probate, the legal process that verifies the authenticity of a will, can cause undue burden on the shoulders of your […]

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California Auto Insurance and Optional Coverages, Part II

If you’re looking to save some money or find out if there are any California Auto Insurance deals available through our carriers, you’ve come to the right place!  Depending on the carrier, there are many options available, such as discounts on multiple car policies and safe driving, as well as package deals, like the Optimum Package Plus from […]

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California Auto Insurance and Optional Coverages

Having California Auto Insurance is a necessity, but your policy may not cover everything that you need.  For example, if you’ve installed audio, visual and/or other customized equipment in your vehicle, you can add an additional line of coverage to help protect that equipment. Here’s what a standard auto policy covers: Collision Comprehensive Liability Medical/Personal […]

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Is California Renters Insurance Important?

Renting an apartment, condo, or home is different from being a homeowner, so you want to make sure that your personal property is protected with our California Renters Insurance.  Typically, landlord insurance policies only protect the physical structure of the building, while your personal property is left unprotected. According to the U.S. Fire Administration, cooler […]

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Would your California Home Insurance Cover an Avalanche?

In 2010, Mammoth, which is on the eastern side of the Golden States’ Sierra Nevada Mountains, was determined to have the most snow on earth according to several ski related sources. With over 18 feet covering the sloping mountain side, the occurrence of avalanches was common, as perhaps were California home insurance claims! Did you […]

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