California Farm Insurance

Growing your ranching or agricultural business in California is a major challenge these days — with drought and environmental change, the onward march of labor and product costs, and the ever-changing regulatory framework to contend with. Among the many risks you face are the possibility of total crop loss, employee injury or fatalities, negligence and pollution lawsuits, and chemical contamination. Then there are the threats of disaster to your homestead, outbuildings, machinery and equipment. That’s why farmers in the know turn to The J. Morey Company, Inc.

For over 41 years, we’ve been providing best-in-class agricultural insurance throughout the state for a wide range of operations including:

• Farms and ranches
• All types of in-ground crops
• Agribusiness insurance for farm-related tourism
• Vineyards and wineries

Customized California Farm Insurance from The J. Morey Company, Inc.

The critical factor in the best agricultural insurance is the accurate assessment or risk. That means you pay for the protection you really need.

That’s why at The J. Morey Company we start by getting to know your business, understand your priorities, identify the risks, and custom-design one or multiple agricultural insurance policies to minimize your exposure.

Then we secure and put in place the most cost-effective protection from only the best, most reputable agribusiness insurance providers. And we keep your agriculture insurance policy under constant review that reflects the changing needs of your business and trends in the marketplace.

Even if you already have agriculture insurance in place, we can review it to identify gaps, savings opportunities and more comprehensive protection that matches your needs.

Agricultural Insurance Options

The J. Morey Company California Farm Insurance program is built around your specific needs, which may include:

• Commercial property — from farm equipment storage to processing facilities — and equipment
• Residential property
• Primary coverages such as commercial auto (all manner of on-road and off-road farming vehicles), general liability (protection against liability claims and lawsuits), worker’s compensation.
• Business-specific insurance that takes account of specialist operations, such as vineyards.
• Business interruption
• Crop insurance (within the framework of the Federal insurance program) and crop hail insurance.
• Pollution and contamination and claims of negligence.
• Errors and omissions liability.
• Umbrella coverage for high-value risks.

With over 41 years of insurance experience throughout the state of California, we can pinpoint your needs and the best protection to match them.

We can also help you assess and reduce risk exposure within your farm, using designated risk engineering where applicable. Prudent risk management could save you a small fortune. Our friendly, professional and responsive client support service is always there for you — including claims consulting.

You may think the cheapest policy will do, but realize that you might not be getting everything that you think would be included. While a majority of insurance policies are similar in price and overall function, insurance providers are very different when it comes to structuring a policy that actually covers you in when you need to file a claim.

We’re here for you. We’re here to protect our clients, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

At The J. Morey Company, we understand that options can sometimes be overwhelming. Our knowledgeable and helpful agents can work with you to find the coverage you need.

Request a quote now and let the professionals at The J. Morey Company help you find the best California agricultural insurance policy for your needs.