Happy Umbrella Day!

Unexpected accidents can occur at any time and sometimes the damages from those accidents can exceed the limits on your current auto and homeowners policies.  When this happens, you could find yourself in a financial bind pretty fast.  That’s why it’s really important to consider adding California Umbrella Insurance coverage.  Like its namesake, Umbrella insurance helps protect you by providing additional coverage that goes beyond the limits of your current auto and homeowners policies.

Here’s what a California Umbrella Insurance policy with Travelers can do for you:

•Provides protection for covered claims submitted against you and/or your family for personal injury, property damage or hazards located on your property (you are legally liable for these)

•Provides personal liability coverage for incidents occurring both on and off your property

•Provides additional liability coverage beyond the limits of your auto policy

•Provides coverage for non-business related claims, like libel, slander, invasion of privacy and defamation of character

•Provides help with costs incurred for legal defense associated with covered losses

•Provides you with worldwide coverage (except foreign ownership of vehicles or homes)

If you have any questions about California Umbrella Insurance or you’re not sure what the limits are on your current auto and homeowners policies – give us a call or fill out our form online.  Our knowledgeable staff is here to help you find the right coverage.

If you’re a business owner, you’ll be happy to know that we also offer Excess Liability or Umbrella Insurance for your commercial needs.