Is California Renters Insurance Important?

Renting an apartment, condo, or home is different from being a homeowner, so you want to make sure that your personal property is protected with our California Renters Insurance.  Typically, landlord insurance policies only protect the physical structure of the building, while your personal property is left unprotected.

According to the U.S. Fire Administration, cooler temperatures increase the risk of residential fires, because more people are looking for cost-saving ways to keep warm by using space heaters, wood stoves, or other cheaper alternatives in comparison to more traditional utilities.  If you’re renting, don’t run the risk of a fire!  Call us today and start protecting your personal property with our California Renters Insurance!

Here are just a few of the coverage options available through Safeco Insurance:

  • Personal Property protection: provides coverage for your personal property, even if you travel outside the U.S.  Additional protection is available for fine art, jewelry, antiques and other valuables.
  • Full-Value Contents protection: will cover costs to replace items that were damaged or stolen without deduction for depreciation.  You set the limits and deductibles for this coverage.
  • Protection for yourself & guests: a renters insurance policy also provides protection for you and/or family members against bodily injury, property damage claims, and litigation.  You can select the limits available for coverage.  Also protects visitors injured while in your residence and will pay covered medical expenses (up to the limits selected by the policy owner).
  • Personal Umbrella protection: if you already have an auto policy with Safeco, you can combine them under this type of coverage for broader protection.

If you have any questions about our California Renters Insurance, give us a call!  We work with a variety of carriers and we’ll be happy to run some quotes for you.  Here at the J. Morey Company, our team is ready to help you find the right coverage to fit your needs!