Ask Us About Our California Business Specialty Insurance!

Today, all businesses are relying on costly equipment and new technology, so it’s very important to be protected by our California Business Insurance – Equipment Floater (also referred to as boiler & machinery insurance).  This specialty insurance covers the following equipment in offices, industrial & residential buildings, stores and restaurants:

Air conditioning and refrigeration systems
Office equipment
Communication systems
Security and fire detection systems
Elevators, hoists, & lifts
Cash registers
Inventory control systems
Diagnostic equipment

It also covers the gap in coverage that property insurance excludes, such as:

Accidents and breakdowns
Electrical arcing
Artificially generated electrical currents
Centrifugal force
Cracking, bulging, & sagging on pressure vessels (such as water heaters)
Compressed air tanks
Steam cookers and kettles

It also helps pay for:
Direct property loss – the cost to repair or replace damaged equipment
Lost business income and costs for temporary replacement equipment
Other expenses incurred to limit the loss or speed restoration of operations
The lost value of spoiled products or materials
Business recovery expenses

If you’re interested in finding out more information about our California Business Insurance – Equipment Floater, give The J. Morey Company a call today!  We’ll be happy to help you find the right coverage you need!

Source: The Hartford Steam Boiler Inspection and Insurance Company