Technology

When You Need a Tech Insurance Expert …

If keeping pace with rapidly evolving technology is what your business is all about, then you need to build your risk management strategies with the help of a specialist who keeps pace with the changing shape of the technology insurance marketplace.

When you’re in the fast-moving innovation business, you probably don’t have the time or the inclination to investigate all aspects of tech insurance — especially when we’ve already done the research for you.

We’ve been insuring businesses across California for more than 35 years, so we’ve grown up with the tech industry that dominates parts of the state.

We’ve gained insight into the unique challenges and risks the industry faces, and developed strong ties with leading insurers who offer the best, most cost-effective IT insurance.

Our specialized technology insurance service covers a wide range of tech-related businesses including:

  • Software and IT services
  • Telecommunications
  • Electronics manufacturers
  • Medical technology providers
  • Sustainable and renewable product manufacturers, suppliers and installers (including solar)
  • Cyber security providers
  • Equipment maintenance providers
  • Technology consultancies
  • And more…

Meeting Your Technology Insurance Needs

Although many aspects of tech insurance are similar to those in general business coverage, if you rely on the latter you may subsequently discover gaps in your protection that leave you exposed to costly risk.

For example, an IT security provider could face huge costs for a security breach, or a medical technology provider might face extraordinarily complex liability risks. Or what happens if you lose one of your key team members?

That’s why at The J. Morey Company we start by getting to know your business, understand your priorities, identify the risks, and custom-design one or multiple policies to minimize your exposure.

Then we secure and put in place the most cost-effective protection from only the best, most reputable insurers. And we keep your technology insurance policy under constant review that reflects the changing needs of your business and trends in the marketplace.

Even if you already have a policy in place, we can review it to identify gaps, savings opportunities and more comprehensive protection that matches your needs.

Tech Insurance Options

The J. Morey Company IT insurance program is built around your specific needs, which may include:

  • Primary coverages such as commercial auto, general liability (protection against liability claims and lawsuits), worker’s compensation, property (fire, theft., accident etc).
  • Business-specific IT insurance, including product liability and recalls.
  • Key person tech insurance to protect against the loss of an individual who is critical to business continuity.
  • Business disruption and equipment performance.
  • Employee benefits and risks, including professional liability on client sites.
  • Tech errors and omissions liability.
  • Cyber liability, including network and communications security.
  • Umbrella coverage for high-value risks.

 

The J. Morey Company Difference

With increasing risk and IT insurance complexity, you need the expertise of an experienced specialist like The J. Morey Company.

Because we are an independent insurance brokerage, we have access to many insurance carriers, allowing us to offer you the best rates throughout California. We can also help you assess and reduce risk exposure within your firm, using designated risk engineering.

Our friendly, professional and responsive client support service is always there for you — including claims consulting.

You may think the cheapest policy will do, but realize that you might not be getting everything that you think would be included. While a majority of insurance policies are similar in price and overall function, insurance providers are very different when it comes to structuring a policy that actually covers you in when you need to file a claim.

We’re here for you. We’re here to protect our clients, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

No such thing as a one-size-fits-all insurance policy.

At The J. Morey Company, we understand that options can sometimes be overwhelming. Our knowledgeable and helpful agents can work with you to find the coverage you need.

Request a quote now and let the professionals at The J. Morey Company help you find the best California technology insurance options for your needs.