Auto Dealer Insurance

With car dealerships, the risks are obvious: the value of your business sits vulnerable, on display in showrooms and open lots all day and all night. Having a comprehensive insurance plan will protect your business and your assets.

The J. Morey Company, Inc. considers all aspects of your particular business to create a comprehensive business policy to protect you and your auto dealership. You can trust us to make sure you you have the right insurance coverage designed to match your individual business needs.

What can an Auto Dealer policy cover?

A comprehensive auto dealer insurance policy can include coverage such as:

  • Property damage and bodily injury – covers possible damage from lot and garage-related operations
  • Garage keepers – covers damage to autos and property left by customers
  • Garage-owned autos – covering damage to garage-owned autos on the lot or stored
  • Owned autos – providing protection for claims arising out of ownership and disagreements
  • Hired autos – protect vehicles you or your employee rent or borrow for business purposes
  • Non-owned autos – cover your partners, employees or members of households using vehicles for your business or personal affairs
  • Temporary substitute autos – protect your owned autos in case they are disabled and you must use a temporary vehicle
  • Newly acquired autos – protect new or additional autos acquired during the policy period.

Optional Coverages

The J. Morey Company can offer your business additional coverage for a more complete package at great rates, including:

  • Defective Product and Faulty Work Coverage to protect the products and work performed by your shop should the work or parts result in an accident that causes property damage to your customer’s vehicle (broadened garage liability coverage)
  • Customer Autos Actual Loss Sustained to cover the amount of the actual loss of a customer’s vehicle, regardless of the dollar limit.

The J. Morey Company Difference

You may think the cheapest policy will do, but realize that you might not be getting everything that you think would be included. While a majority of insurance policies are similar in price and overall function, insurance providers are very different when it comes to structuring a policy that actually covers you in when you need to file a claim.

We’re here for you. We’re here to protect our clients, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

No such thing as a one-size-fits-all insurance policy.

At The J. Morey Company, we understand that options can sometimes be overwhelming. Our knowledgeable and helpful agents can work with you to find the coverage you need.

Request a quote now and let the professionals at The J. Morey Company help you find the best auto dealer insurance policy for your needs.