California Workers Compensation Insurance: Q&A for Employees – Workers’ Comp System
If you’re an employee of a business, you have the right to know that you’re covered in case an accident happens while on the job. That’s where California Workers Compensation Insurance comes into play. Each company is required by law to have workers compensation insurance to protect their employees from injuries incurred while on the job; otherwise they are in violation of the California Labor Code. To learn more about California Workers Compensation Insurance, read the following Q&A from the Division of Workers’ Compensation of the California Department of Industrial Relations.
California Workers Compensation Insurance: Q&A for Employees – Workers’ Comp System
Q: Do I need an attorney to help me with the workers’ compensation system?
A: You’re not required to hire an attorney, but if you have a very complex case, they may be able to help you. Otherwise, your local Division of Workers’ Compensation (DWC) office has information and assistance (I&A) officers on hand to help you with your claim. Most claims can be resolved between claims administrators and the injured worker without major problems.
Q: If I’m having issues about receiving benefits, what can I do?
A: You can contact your local DWC office and speak to an I&A officer. Their services are free and they can be a great resource for all of your workers’ comp questions. There are also free seminars available at your local DWC office that can help you better understand your benefits, rights and responsibilities in regard to workers’ compensation.
Q: What if I’m disabled and need help using DWC services?
A: There are accommodations available for any individual using any DWC service and/or program. There are 3 different units that can provide help: Rehabilitation Unit, Information & Assistance Unit, and Disability Evaluation Unit.
Q: Is there additional financial assistance available, besides workers’ comp?
A: Yes. These are additional benefits that might be available to you:
•State Disability Insurance
•Unemployment Insurance
•Social Security Disability Insurance
•Benefits offered by employers and/or unions
•Financial compensation if the injury was caused by someone else (not your employer)
Q: How do I find out the status of my case?
A: The I&A officer at your local DWC office can give you a status report, as well as DWC call center staff. If you have an attorney working on your case, they should also be able to give you status updates.
To read more about common Workers’ Compensation Insurance questions, visit the link here. If you have any questions about California Workers Compensation Insurance or you’d like to set up coverage for your business, give us a call! Our dedicated team is ready to help you find the right coverage to fit all your business needs!